What Is Your Understanding of the Following Concepts; Present Value, Present Value of an Annuity, Future Value, and Future Value of an Annuity. (Please Describe Any Formulas Related to Each.)

Present Value is the present worth of a future aggregate of cash or stream of incomes given a predefined pace of return. Future incomes are limited at the rebate rate, and the higher the markdown rate, the lower the current estimation of things to come incomes. Deciding the suitable markdown rate is the way to appropriately esteeming future incomes, regardless of whether they be profit or commitments. Present Value of annuity is a progression of equivalent installments or receipts that happen at equitably dispersed stretches. Leases and rental installments are models. The installments or receipts happen toward the finish of every period for a conventional annuity while they happen toward the start of every period; For an annuity due. PVoa = PMT [(1 †(1/(1 + i)n))/i] Future Value is the estimation of a benefit or money at a predetermined date later on that is equal in an incentive to a predefined whole today. There are two different ways to ascertain FV: For an advantage with basic yearly premium: = Original Investment x (1+ financing cost *number of years)) 2) For a benefit with premium intensified every year: = Original Investment x ((1+interest rate)^number of years) Future estimation of annuity is the estimation of a gathering of installments at a predetermined date later on. These installments are known as an annuity, or set of incomes. The future estimation of an annuity quantifies the amount you would have later on given a predetermined pace of return or markdown rate. The future incomes of the annuity develop at the markdown rate and the higher the rebate rate, the higher the future estimation of the annuity. The present estimation of a lot of incomes later on, given a predefined pace of return or markdown rate. The future incomes of the annuity are limited at the markdown rate, and the higher the rebate rate, the lower the current estimation of the annuity.

ANSWER POST Essay Example | Topics and Well Written Essays - 250 words

ANSWER POST - Essay Example In such manner, I think this is a decent perspective, yet dependent on the way that the Indian clans had their inborn courts, I accept that Native Americans ought to likewise have their own courts in spite of the fact that they might be in struggle with the conventional American framework. The creator of this post proposes that in light of the fact that the American Criminal Justice framework is applied broadly the nation over, it turns into a sensitive issue to build up Native American court. In any case, the creator accepts that it is the privilege of Native Americans to have their own ancestral court framework, in spite of the fact that it might make it increasingly hard for the American equity framework. The creator likewise backs his case by utilizing a statement from NADCP that there are clashing qualities in America which we should all know about. I concur with the creator that the contrasts between various networks show some degree of development. In such manner, working innate court frameworks close by the American equity framework in spite of their contentions gives some development as far as acknowledging American decent varieties (Nielsen and Silverman, 2009). This post causes me to comprehend that we as a whole to reserve our options to maintain our custom s, and ancestral courts are the best courts to maintain such

Seeples Spotlight Tedros Abraham COLUMBIA UNIVERSITY - SIPA Admissions Blog

Seeples Spotlight Tedros Abraham COLUMBIA UNIVERSITY - SIPA Admissions Blog Every semester the Office of Admissions welcomes new Program Assistants (PAs) to our team. Weve asked them to introduce themselves in the form of self-interviews for a real-life look at a current Seeple and how they ended up at SIPA and Columbia University. Today were introducing Tedros Abraham, a second-year MIA student from Boston concentrating in International Security Policy and specializing in International Conflict Resolution. At SIPA, his focus has been on nuclear non-proliferation and violent non-state actors. Before graduate school, he served as a legislative aide in the U.S. Senate with a portfolio encompassing foreign affairs, defense, intelligence, veterans’ affairs, and judiciary issues. Tedross experience working on the Iran nuclear deal was a central motivation for his graduate study of International Security Policy. Before working in the Senate, Tedros managed an 8th to 9th grade transition program in Portland, OR, first as an AmeriCorps member and later as full-time staff. Employing data-backed metrics, this program identified the students in 8th grade who were most likely to drop out of high school. This allowed for early  targeting of resources and interventions to these students before their high school careers began. Check back on Friday to meet our other new PA, Sebastian! SIPA Office of Admissions What experiences do you think prepared you to attend Columbia SIPA? I have been fortunate to work in multiple areas of public policy and at different levels of government. This exposure was critical in helping me develop a narrow focus while at SIPA. Four semesters does not offer a lot of time to explore a wide range of interests, and this time is further constrained by the graduation requirements. Bringing a narrowly defined interest allows students to build relationships with professors in that field, use their electives for relevant classes, and build up the academic background to improve their competitive advantage when looking for jobs after school. What do you hope to gain from earning a master’s degree at SIPA? I decided to pursue a master’s degree because I felt I had hit a professional ceiling. I knew that attending SIPA would bolster my subject area expertise, provide a professional cohort that would grow with me, and give me access to a faculty that would be able to provide me valuable guidance as I plan for my career. I have gained all of this and more. What I could not have predicted were the opportunities to meet and work with leaders. Did you have a lot of quantitative experience when you applied to SIPA?   While I had taken statistics and introductory economics in college, it had been over 10 years ago by the time I started at SIPA and I did not feel confident in my quantitative skills. To bolster my application and better prepare for the quantitative coursework, I took courses in calculus and microeconomics immediately before applying to SIPA. While I found the economics and quantitative analysis coursework challenging, there were significant resources available to help us. What attracted you to SIPA? I chose to attend SIPA because of the school’s academic reputation, the diversity of the student body, it’s New York location, and because of the access to the rest of Columbia University. It was initially difficult to pick between SIPA and its competitors but I now know I made the right decision. Any advice for applicants? By taking advantage of the information sessions and the opportunities to talk to current students, you can get a sense of the strengths and weaknesses in your application. By starting early, you can take classes to improve your quantitative background, retake standardized tests, or find ways to gain needed experience in your field.

Technology Has Changed The Way We Learn Essay - 1559 Words

Technology has indeed changed the way we learn. I was observing some kids doing their school work and I noticed that all of them had computers, laptops, tablets, or another kind of technology device with them. It made me think back on my elementary, middle, and high school days. I remember growing up without as much technology available as today, so most of the papers were hand written, I had to spend days at the library looking for the right sources, reading newspaper, magazines and books to find the information needed for determined assignment. All homework was based on books or any other printed form available, but never supposed to be done online. I am not from a family with much resources so technology came into my life little by little as my parents could afford. I did not have the newest devices and a high-speed Internet, and that was fine: it did not influence how good or bad my education was for technology was not a requirement, but it was more of a privilege. Technology beg an to be a big deal in my education when I started college in Brazil, around the year two thousand and ten, and now, it has a strong influence in my daily life. From socializing, to keeping in touch with my family in Brazil, staying up to date about news around the globe, checking the weather, traffic, work, and studying. Usually, all my school work is online: information about the classes I am taking, assignments, homework, and much more is supposed to be done using some kind of access device.Show MoreRelatedTechnology Has Changed the Way We Learn Essay1189 Words   |  5 PagesEvery day, no matter where you look technology is surrounding you. Technology can be found in our homes, at work, and in the classroom. It has forever shaped the way we take in new information unknown to us. More recently, technology has most influenced the way we learn through the use of computers, portable smart devices, and the Internet. The personal computer had become affordable and possible for the average American to own during the 1970s with the invention of the microprocessor. (BellisRead MoreThe Era Of Growing Technologies1634 Words   |  7 PagesEra of Growing Technologies The term technology originates from two Greek terms which are tekhne and logia, these two terms mean arts and crafts. Technology has started in the 17th century, however it is still a growing thing in the 21st century. Technology does not always have to be about computers and new smart phones because back then they did not have all of this stuff but technology back then was still growing. Technology is very identifiable for this era since the technology is constantlyRead MoreTechnology Is Changing The Way We Learn Essay883 Words   |  4 PagesTechnology is changing the way we learn because of immediate access to information from Internet. This has changed the way we live, work, play and it is challenging in the way we think. Technology has made the most complex problems simple in a matter of seconds. When I was a child, I would go to the library to do research for school projects, this is now a thing of the past. Advancements in technology have made it possible for children from all over the world have a vast amount of knowledge rightRead MoreReasons For Banning Social Promotion863 Words   |  4 Pagesnext grade move up anyway just because parents and teachers feel the student will be stigmatized for being one year older then the rest in the grade if they do not. Now many states are beginning preventing schools from allowing social promotion which has its pros and cons. There are many pros to banning social promotion. The first one being that it will allow a child to truly get a grasp for the material they may be learning in the class. Another pro of banning social promotion is that if theRead MoreControversy1529 Words   |  7 PagesEducation Technology Johnathon Norman Grand Canyon University The development of technology in the recent years has not only changed the way we visualize a classroom, but also it changes how students learn. One of the biggest issues with the advancement of technology is a teacher understanding how to effectively understand how to utilize and incorporate it into their curriculum. Once the educators understand the positives with the introduction of technology into theRead MoreCharles Babbage, A Brilliant And Well Educated Man953 Words   |  4 Pagesthat his machine had gone in the wrong direction. People began to say things about the machine and about Babbage that weren’t true. They said things like, â€Å"Babbage had wasted the governments money†, â€Å"The machine doesn’t even work†, and â€Å"The machine has no practical value even if it does work†. The society that Babbage was a part of defended the machine though. So, the government continued to give him money for funds. His work continued, but he kept having trouble receiving money from the bank. Read MoreThe Way Of Learning And Reading Has Changed Over Time1436 Words   |  6 PagesThe way of learning and reading has changed dramatically over many generations because of new technological advances. Learning is the knowledge acquired through experience, study, or being taught. In Birkerts essay, he explains that learning and how we gather information has changed over time. He says newspapers, magazines, brochures, advertisements, and labels are things that are around individuals every day. These are things that individuals will read to gain knowledge of certain things that areRead MoreReflection Paper About Digital Nation848 Words   |  4 PagesDigital Nation, describes how our life was changed by the developing of digital technology. They discussed both advantages and disadvantage of the impact of Digital technologies. This program suggests pessimistic perspective through this program. This program starts pessimistic perspective of technologies. Interviews and survey dat a conducted display digital multitasking strains attention spans, particularly among students. In addition, they question if technologies are helping improve learning cultureRead MoreTechnology : The Effects Of Technology And Society1283 Words   |  6 Pages The effects of technology with society has beneficial impacted the way we live. With technology is providing many advantages, but also it has some disadvantages it has on children and adults. There is little room for people that wish to live without technology, moreover than living the way they did in the old days. Technology has its advantages, it’s has changed the way people have communicated by email, social media, the way traveling has improved. 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The Battle Of Maritime Wars - 856 Words

Maritime wars took a noteworthy change amid the common war. On March 8 1862 the Confederates revealed a ship that would change maritime fighting everlastingly, making wooden body ship outdated. The Confederates set two layers of steel plate over the structure of the Merrimack, situated ten firearms along its side and included a smash her bow. This resilient ship in its first fight, in the harbor of Hampton Roads assaulted five Union boats. The Merrimack renamed the Virginia sank one Union boat, exploded another ship, and made a third run ashore. No shots could infiltrate her shield. The unexpected thing was the Merrimack was left to sink after the Union naval force cut gaps into it. The Virginia s grandness did not keep going long. She was a frigate that was surrendered by the Union naval force, and adjusted with steel by the Confederates naval force. She was a moderate boat controlled by two old motors. It took thirty minutes just to turn her around. Three months earlier from the assault at Hampton Roads harbor the Union naval force was building an iron clad boat they could call their own, the Screen. Composed by John Ericsson, this boat was assembled without any preparation in just three months. This boat included a spinning turret, had two eleven inch weapons and was controlled by an assistant steam motor. She was twice as quick as the Virginia and a great deal more flexibility. On March 9, the day after the triumph of the Virginia at Hampton RoadsShow MoreRelatedExplain The Economic Logic Underpinning Mahan’S Theory1104 Words   |  5 PagesEmpire, which included the history of the Second Punic War, Mahan emphasized the significant role that sea communications played in Rome’s victory. Additionally, he describes the relevance of different maritime campaigns in various battles that took place during the French and American revolutions. 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The war lasted from 1812 to the spring of 1815 because there was a delay in communications. It was fought along the Canadian border, along with several sea battles. By the time the war was over the United States lost 2,260 soldiers, and the British 1,600 soldiers. The war of 1812 was a very significant event that took place in the U.S. It did in fact confirmRead MoreThe War of 1812 Essay1051 Words   |  5 PagesAmerican-British War of 1812 which ended officially in 1814 with the peace Treaty of Ghent. None of the issues which instigated war were really resolved and it would seem that for the US, the War of 1812 was just a series of failures and few triumphs that, in the end, cost the Natives more than anyone else. The war began with fired-up Americans seeking resolution to their deep-seated resentments toward the British; hard feelings which only festered during the French Revolutionary Wars. Since the AmericanRead MoreEssay about The Success of Operation Desert Storm and Shield825 Words   |  4 Pageson August 2nd 1990, Operation Desert shield was implemented by the United States on August 7th. Trying to deter Iraq from advancing farther into the country the U.S. began staging troops, equipment and other supplies needed to sustain a military in war time. Moving resources by air and sea the American armed forces presence was made known in the region with resources being staged in the allied countries of Saudi Arabia These later we mobilized initiating operation Desert Storm on January 17th 1991Read MoreCritical Reasoning And Battle Analysis Of Fort Wagner1426 Words   |  6 PagesCritical Reasoning and Battle Analysis of Fort Wagner The purpose of this narrative is to detail the battle of Fort Wagner during the Civil War. This focus explains the defeat of Union forces and how the implementation of intelligence assets may have resulted in Union victory. 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Although a great deal has been written about the war, the average American is only vaguely aware of why we fought or who the enemy was. Even those who know something about the contest are likely to remember only a few dramatic moments, such as the writing of â€Å"The Star-Spangled Banner,† the burning of the nation’s capital, or the Battle of New Orleans. Why is this war so obscure? One reason is that no great president is associatedRead MoreAthens V Sparta Geography1229 Words   |  5 PagesGreece. Many of these city-states grew independently, adapting to their physical surroundings. The two most famous of these poleis were Athens and Sparta. For example, Athens adapted to its access to the Mediterranean Sea by basing its economy on maritime trade. Sparta on the other hand was founded on a fertile region in center of Peloponnesus, which made them very xenophobic and military based. The geography was a key aspect that affected the Athenian and Spartan economy, foreign relationships,Read MoreThe War Of New Orleans Essay1254 Words   |  6 Pagesbody_americanperspective_warof1812_2.jpg The War of 1812 is probably our most obscure conflict. Although a great deal has been written about the war, the average American is only vaguely aware of why we fought or who the enemy was. Even those who know something about the contest are likely to remember only a few dramatic moments, such as the writing of â€Å"The Star-Spangled Banner,† the burning of the nation’s capital, or the Battle of New Orleans. Why is this war so obscure? One reason is that no

Case Texas Instrument Free Essays

RAISA AYU LESTARI 1091002047 Case 13. 4: Texas Instruments 1. Summarize the major features of Texas Instruments’ management systems. We will write a custom essay sample on Case Texas Instrument or any similar topic only for you Order Now 2. How does Texas Instruments ensure that its operating managers appropriately allocate their time between short term and long term? 3. Why do you believe the OST System worked so effectively for TI in the 70s? why was not working effectively for company in the mid-to-late 80s? 4. Would systems like these be appropriate in other organizations, such as Harvey-Hudson Electronics? What implementation problems would you foresee? ANSWERS: NO. 1 Texas Instruments (TI) is considered to be the pioneer of the American electronics industry. TI was first established in 1951 as an electronics company serving the American defense industry. In 1958, TI developed the first semiconductor integrated circuit. TI has three main lines of business in 1984: components, which included semiconductor integrated circuits, semiconductor subassemblies, and electronic control devices; digital products, which included mini computers, personal computers, scientific instruments, and calculators; and government electronics, which included radar system, missile guidance and control systems, and infrared surveillance systems. The major management system of TI is OST System, which is Objective, Strategies, and Tactics System. OST System is a system for managing change and innovation. The system was employed to define the strategies the company intended to follow for further growth and development and to identify the tactics required to successfully implement such strategies. The OST System can be more easily understood if viewed in three strategies: 1. Presentation of the hierarchy goals 2. Dual responsibility of line management 3. Impact of matrix organization composed of strategic and operating modes The other main management system of TI is resource allocation system. This system included planning cycle, strategic fund, operating fund, and timing f planning cycle. The next major management system of TI is incentive compensation system, which is included the Key Personnel Analysis and stock-option plan. Planning and control system on TI encourage the development of new product. Strategic planning systems are more critical to survive the uncertain environment. Budgeting systems are used as short term planning tools that are flexible to adapt to a fast-changing e nvironment. Reporting system are concentrated on policy issues. Performance evaluation system highlight the uncertainty in the environment. NO. 2 How to cite Case Texas Instrument, Essay examples

Patriots quarterbacks before Tom Brady Essays -

Patriots quarterback's before Tom Brady The first pats qb was Butch songin. Played qb at boston college. 2nd best passer rating in the league threw for 22 touchdowns and 15 interceptions. The next season the raider traded and the pats got babe paerlli. Next year Babe had to battle for the job for Tom Usick he and Brady are the only pats players to have punted thrown for a td pass caught a pass and run for a touchdown. In 1965 eddie Wilson made a start throwing 1 td and 3 interceptions Don trull made three starts throwing 1 td and 7 picks 1968 babe was gone and the worst qb battle was born mike Taliaferpo threw 4 tds and 15 picks with a 26.9 qb rating that season while tom Sherman when 1 and 6 throwing 12 tds and 16 interceptions with a 45.6 rating in 1970 joe capp signed with the pats after winning the raiders a superbowl. He became the worst qb in franchise history 3 tds to 17 picks. Joe plunkett drafted first overall in 1971 started all 14 games taking the team to 6 and 8 which was their best record since 1966. Struggled the next year behind a weak o line. Traded to the 49ers then ended up winning 2 superbowls with the raiders. Threw 62 td and 87 picks as a pat.